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eyelash extensions are way different fro
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MessaggioInviato: 25 Giu 2019 07:14:05    Oggetto:  eyelash extensions are way different fro
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A. It is a product that will be attached to your walls for a long time to come
, not only do they need to look good but last that length of time.


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6 Credit Card Secrets; Banks dont tell you

Posted by nick_niesen on October 29th
, 2010





1. Interest Backdating

Most card issuers charge interest from the day a charge is posted to your
account if you don1t pay in full monthly. But, some charge interest from the
date of purchase, days before they have even paid the store on your behalf!

REMEDY: Find another card issuer
, or always pay your bill in full by the
due date.



2. Two-Cycle Billing

Issuers which use this method of calculating interest, charge two months worth
of interest for the first month you failed to pay off your total balance in
full. This issue arises only when you switch from paying in full to carrying a
balance from month to month.

REMEDY: Switch issuers or always pay your balance in full.



3. The Right To Setoff

If you have money on deposit at a bank, and also have your credit card there
,
you may have signed an agreement when you opened the deposit account which
permits the bank to take those funds if you become delinquent on your credit
card.

REMEDY: Bank at separate institutions, or avoid delinquencies.



4. Fees Are Negotiable

You may be paying up to $50 a year or more as an annual fee on your credit card.
You may also be subject to finance charges of over 18%.

REMEDY: If you are a good customer, the bank may be willing to drop the
annual fee
, and reduce the interest rate 聥 you only have to ask! Otherwise, you
can switch issuers to a lower- priced card.



5. Interest Rate Hikes Are Retroactive

If you sign up for a credit card with a low "teaser" rate, such as 7.9%
, when
the low rate period expires, your existing balance will likely be subject to the
regular and substantially higher interest rate.

REMEDY: Pay in full before the rate increase or close the account.



6. Shortened Due Dates

Most card issuers offer a 25 day grace period in which to pay for new purchases
without incurring finance charges. Some banks have shortened the grace period to
20 days聥but only for customers who pay in full monthly.

REMEDY: Ask to go back to 25 days.






SOURCE: MASSACHUSETTS EXECUTIVE
OFFICE OF CONSUMER AFFAIRS AND BUSINESS REGULATION


Recently, before my summer wedding
, I got eyelash extensions for the first time at the recommendation of my favorite makeup artist. She said that semi-permanent lashes would pop in photos and stand up to wedding day ~emotion~ better than mascara. She was 100 percent right, and I felt totally glam on my wedding day.


But as someone who can't be trusted to cut her hair more than once a year, I didn't expect to be so into my new look that I'd want to continue getting lash extensions after my wedding. Plus
, I had no idea how much the habit would cost me in terms of cash, time, and my health.


Here are some things I wish I knew before getting (and totally falling for) eyelash extensions:


1. Semi-permanent eyelash extensions are way different from temporary strip or individual lashes. Semi-permanent ones are applied by hand one lash at a time by a technician who glues extensions on top of your actual lashes
, according to Courtney Ak.
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